About

Our Mission

We believe retention is far more valuable than acquisition. In decades gone by, everyone would have personal relationships with their local merchants. Loyalty was a given.

Today, loyalty is an option. The digital world we live in has changed the dynamic between merchants and customers, but relationships remain as important as ever.

Our technology was not built to distribute mass market deals and offers. We created it to make merchant-customer relationships deeper and more personal, which is hugely valuable to all parties, including the companies they bank with.

The team

Meet the people behind Engage

  • Sean Mallean, Founder

    Sean Mallean

    Founder

    Sean has 30 years of experience in the payments industry with a track record of success developing and launching innovative products for his starts-ups, as well as for large enterprises.

    Sean’s prior start-up, Axeus, was the first company to offer payment services through big box retailers, the first company to develop an internet connected cash register, and the largest provider of identity theft solutions in the US pairing hardware and services.

    In addition to his start-up experience, Sean has applied his innovative thinking within large enterprises as Head of Global Strategy, Payments for Chase Bank, Head of Global Product & Partnerships for Sage and Head of International SMB and Partnerships for Equifax.

  • Stuart Bungay, GM, Europe

    Stuart Bungay

    Head of Business Development

    Stuart has 25 years experience in leadership and analytical roles across retail banking – including for the last 15 years working in and leading Fintech businesses in the Consumer Credit, Collections and Open Banking sectors. Most recently, Stuart founded and led a number of startups in the Fintech space including OpenWrks, a pioneer in Open Banking, and Tully which uses digital channels to help individuals in financial difficulty.

    Tully was launched in 2019 as the world’s first fully digital debt management platform offering a free to consumer service leaning heavily on Open Banking data to understand, advise and assist individuals facing financial challenges. Prior to that, Stuart was part of the Executive Leadership Team at TDX Group, where he led the international expansion division, setting up operations in Spain, Australia, Canada, US, Mexico, Netherlands and Brazil. He has also worked in Consumer Credit for Equifax, Barclays and Experian.

  • Andrew Mikhailov, Head of Development

    Andrew Mikhailov

    Head of Engineering

    Andrew is a seasoned CTO with experience in developing and managing complex projects. He has extensive knowledge and hands on skill with a wide variety of technologies, as well extensive project management skills,.

    Andrew has conducted news and insights analytics using Jupyter IDE, Matplotlib, Numpy, and other similar tools, and built a Long Short-Term Memory (LSTM) network for price prediction based on TensorFlow. In addition, Andrew was architect and developer on a Hyperledger system, as well as Uniswap V2 based projects. Andrew has built a custom data provider for On-Chain Analytics and published 8 scientific research papers

    Andrew most recent experience is as CTO for Zfort Group. He has also worked as a Data Scientist at Online.io, Technology Mentor at Solid IoT, Senior Software Engineer at Innovizo, and CTO at Videal.

FAQs

More info on Engage

  • Engage works in the application layer, meaning it integrates into the applications used by merchants and customers versus into the payment networks themselves providing tremendous flexibility and speed to market.

  • Yes, Engage was designed to be used with any card network and type anywhere in the world.

  • Issuers (Customers) - Engage is integrated into a card issuers’ digital banking application, which requires only a few lines of code for web applications and libraries for mobile apps.

    Acquirers (Merchants) – Engage provides a stand-alone app that merchant acquirers can offer directly to their merchants or integrate via SSO.

  • Engage can auto enable an acquirer’s entire portfolio at one time providing access to all merchants immediately.

  • No, neither the merchant nor even Engage get PII or know the identity of the customer.

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